Terms & Conditions
For full terms and conditions, click
General
Subject to credit approval.
Learn more about how Apple Card applications are evaluated at
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the US territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
1.Earn a $150 Welcome Bonus when you get a new Apple Card through Credit Karma by March 31st and spend $1,500+ in your first 90 days.
Subject to credit approval. Valid only for new Apple Card owners who directly receive this offer and open a new Apple Card account under this promotion through Credit Karma’s marketplace 2/1/24 through 3/31/24 (“Offer Period”). Earn $150 Daily Cash when you spend $1,500 or more on Qualifying Purchases using your new Apple Card within 90 days of account opening (“Purchase Period”). Qualifying Purchases can only be made by the New Apple Card account holder who opens a new Apple Card account during this Offer Period. New Apple Card account holder does not include Co-Owners or Participants added to an Apple Card Family during the offer period. This means Qualifying Purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s Qualifying Purchases. Limit one offer per new Apple Card account. Returns and refunds of Qualifying Purchases during Purchase Period may result in a $150 Daily Cash adjustment charge to the new account. An additional purchase made during the Purchase Period may qualify the new account for re-fulfillment of the $150 Daily Cash bonus, but re-fulfillment may be delayed. Once $1,500 in Qualifying Purchases have posted to your new Apple Card account, you can choose to direct the earned $150 Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the
2. No Fees and Late Fees
Late or missed payments will result in additional interest accumulating toward your balance.
3. No Impact to Apply
Accepting an Apple Card after application is approved will result in a hard inquiry, which may impact your credit score.
4. Apple Card Family
Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be a part of the same Apple Family Sharing group.
5. 3% Merchants
Merchant offers may change at any time.
Nike: 3% Daily Cash is not available at Nike branded stores outside the United States.
Walgreens: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on 3rd party delivery apps.
6. Interest Estimates
Interest charges shown on the example payment wheel are only provided for illustrative purposes and may not be an accurate reflection of the actual amount of interest charges on your account. Interest estimates provided in the payment wheel in your account are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.