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Apple Card

Card

Get up to $100 Daily Cash for your family.

Apple Card Family1 lets you share the great features and benefits of Apple Card with anyone you call family. Add up to four new Participants2 by June 17 and each receives $25 Daily Cash when they spend $25+ in their first 30 days.3

Add a Participant

Healthy finances.
Family style.

Anyone age 13 or over can be added to your Apple Card as a Participant. Kids and young adults can learn about credit and healthy spending habits — while you set spending limits.4 Your credit limit can be extended to your Participants and you can also see where they’re spending with Apple Maps.5 Everyone gets their own titanium card, and Participants age 18 or over can even use Apple Card to build their credit history.6

Learn more about Apple Card Family

Daily Cash.
On every purchase,
every day.

Each Participant on the account can receive their own unlimited Daily Cash back on every purchase they make with Apple Card, which can be stored on their Apple Cash card in Wallet where they can use it just like real cash.7


Learn more about Daily Cash

Apple Card lives on your iPhone in the Wallet app.

  1. Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.
  2. If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.
  3. Subject to credit approval. Valid only for the Apple Card account that directly received this offer. To be eligible for this offer you must perform at least one, but you may perform both, of the following actions from June 4, 2024 through June 17, 2024 (“Offer period”) using your existing Apple Card Account: 1) add a new Apple Card Co-Owner to your account; 2) Add at least one Participant to your account.. Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group. This offer is not available to applicants who have had Apple Card or who have another pending or approved application for the card including (1) existing Apple Card users who merge their Apple Card accounts to become Co-Owners with another existing Apple Card user (2) existing Participants who change their account status to a Co-Owner role. Users added before June 4, 2024, and after June 17, 2024, do not qualify. Each Apple Card Family account is eligible to allow maximum five (5) people to redeem offer as follows: up to one (1) Co-Owner and up to four (4) participants or no Co-Owner and up to five (5) participants. Limit one offer per natural person per unique Apple Card account. Within 30 days of being added to the Apple Card Family account (“Purchase Period”), the new Co-Owner will earn $100 if they spend $100 or more each new Participant(s) will earn $25 if they spend $25 or more. For clarity, any spend by existing Apple Card Family Co-owner and Participants does not qualify toward the respective minimum spend thresholds. Each $100 and $25 bonus is earned as Daily Cash and is transferred after the respective minimum spend thresholds worth of transactions have posted to the New User’s Apple Card account.   Co-Owners can choose to direct Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card to receive their Daily Cash bonus. Apple Card Family members who do not have an Apple Cash account, can have their Daily Cash applied as a credit on account Owner’s statement balance by contacting Goldman Sachs Bank USA. The Apple Cash card is issued by Green Dot Bank, Member FDIC. See apple.com/apple-pay for more information. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer
  4. Owners can set transaction limits at any time for Participants through the Wallet app, but this does not limit a Participant’s ability to spend up to the available credit limit on the account. Participant cards can also be locked to pause spending at any time through the Wallet app.
  5. Some transactions may not be displayed in Maps.
  6. If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. For details on credit reporting, click here. For more details including some risks and benefits of being a Participant, click here.
  7. An Apple Cash card is required. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account Owner’s statement balance by contacting Goldman Sachs Bank USA. The Apple Cash card is issued by Green Dot Bank, Member FDIC.
  • Nike: 3% Daily Cash is not available at Nike-branded stores outside the United States.
  • To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
  • If you reside in the U.S. territories, please call Goldman Sachs at 877‑255‑5923 with questions about Apple Card.