Get up to $200 Daily Cash for your family.
Apple Card Family1 lets you share the great features and benefits of Apple Card with anyone you call family. Add up to five new users to your account by September 17 and they get extra Daily Cash. A new Co-Owner2 receives $100 Daily Cash when they spend $100+ in their first 30 days. New Participants3 receive $25 Daily Cash when they spend $25+ in their first 30 days. That’s up to $200 Daily Cash when you add a Co-Owner and four Participants.4
Healthy Finances.
Family Style.
With Apple Card Family, you can add up to five people to your account.
You can invite a partner, spouse, or someone else you trust to be a Co-Owner. As Co-Owners, you’ll manage the account together and build credit as equals.5 You can gain access to a higher combined credit limit6 and easily track your family spend in one place.
Anyone age 13 or over can be added as Participants. Kids and young adults can learn about credit and healthy spending habits — while you set spending limits.7 Everyone gets their own titanium card, and Participants age 18 or over can even use Apple Card to start building their credit history.8
Daily Cash.
On every purchase,
every day.
Each person on the account can receive their own unlimited Daily Cash back on every purchase they make with Apple Card. Daily Cash can be stored on their Apple Cash card in Wallet where they can use it just like real cash.9
Or, Co-Owners can each send their Daily Cash to individual Savings accounts so it can grow over time.10
Apple Card lives on your iPhone in the Wallet app.
- Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.
- Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card, including amounts due on your Co-Owner's account before the accounts merged. Each Co-Owner will be reported to credit bureaus as an owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-Ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements,
click here . Either Co-Owner can close the account at any time, which may negatively impact your credit, and you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits,click here . - If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant,
click here . - Subject to credit approval. Valid only for the Apple Card account that directly received this offer. To be eligible for this offer you must perform at least one, but you may perform both, of the following actions from September 4, 2024 through September 17, 2024 (“Offer period”) using your existing Apple Card Account: 1) add a new Apple Card Co-Owner to your account; 2) Add at least one Participant to your account. Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group. This offer is not available to applicants who have had Apple Card or who have another pending or approved application for the card including (1) existing Apple Card users who merge their Apple Card accounts to become Co-Owners with another existing Apple Card user (2) existing Participants who change their account status to a Co-Owner role. Users added before September 4, 2024, and after September 17, 2024, do not qualify. Each Apple Card Family account is eligible to allow maximum five (5) people to redeem offer as follows: up to one (1) Co-Owner and up to four (4) participants or no Co-Owner and up to five (5) participants. Limit one offer per natural person per unique Apple Card account. Within 30 days of being added to the Apple Card Family account (“Purchase Period”), the new Co-Owner will earn $100 if they spend $100 or more; each new Participant(s) will earn $25 if they spend $25 or more. For clarity, any spend by existing Apple Card Family Co-owner and Participants does not qualify toward the respective minimum spend thresholds. Each $100 and $25 bonus is earned as Daily Cash and is transferred after the respective minimum spend thresholds worth of transactions have posted to the New User’s Apple Card account. Co-Owners can choose to direct Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card to receive their Daily Cash bonus. Apple Card Family members who do not have an Apple Cash account, can have their Daily Cash applied as a credit on account Owner’s statement balance by contacting Goldman Sachs Bank USA. The Apple Cash card is issued by Green Dot Bank, Member FDIC. See apple.com/apple-pay for more information. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the
Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer - Building credit “equally” means that the payment history and other information about your Apple Card, will be reported to credit bureaus for each Co-Owner. Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card and each will be reported to credit bureaus as an owner on the account. Credit reporting includes payment history and other information about your Apple Card, including negative items like missed payments. Card usage and payment history may impact each Co-Owner's credit score differently, because each individual’s credit history will include information that is unique to them. Either Co-Owner can close the account at any time, but you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits,
click here. - Credit limits can only be combined when an existing Apple Card customer requests to share and merge their account with another existing Apple Card customer. Merging accounts is subject to credit approval and general eligibility requirements.
- Owners can set transaction limits at any time for Participants through the Wallet app, but this does not limit a Participant’s ability to spend up to the available credit limit on the account. Participant cards can also be locked to pause spending at any time through the Wallet app.
- If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. For details on credit reporting,
click here . For more details including some risks and benefits of being a Participant,click here . - An Apple Cash card is required. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account Owner’s statement balance by contacting Goldman Sachs Bank USA. The Apple Cash card is issued by Green Dot Bank, Member FDIC.
- To access Savings, Apple Card Owners and Co‑Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co‑Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co‑Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash Card and Savings accounts. Owners and Co‑Owners may individually change where their Daily Cash is deposited at any time. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. Savings accounts are not available in American Samoa, Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.
- Nike: 3% Daily Cash is not available at Nike-branded stores outside the United States.
- To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- If you reside in the U.S. territories, please call Goldman Sachs at 877‑255‑5923 with questions about Apple Card.